The benefits of Al-Wadiah & Al-Mudharabah





Al-Wadiah
Al-Mudharabah
Bank Islam
  1. Free passbook (upon request)
  2. TAP mobile banking-i
  3.  Hibah given on monthly basis. 

  
  1.  Profit sharing ratio - 98:2 (bank-customer) *subject to change from time to time
  2. Monthly draw, regional draw & quarterly draw.
   
Islamic Maybank
  1. Free passbook.
  2. Kawanku Phone Banking access.
  3. Hibah :
    • Up to RM10000 -0.40%
    • Up to RM25000 -0.50%
    • Up to RM50000 -0.65%
    • Up to RM100000 -1.10%
    • Up to RM200000 -1.50%
    • UP to RM500000 -1.65%
    •  Above RM500000 -1.75%
  4.          Daily withdrawal limit: 
      -At branch -RM25000 
      -At ATM -RM5000  
      









  1.       Free personal accident Takaful coverage + medical expenses:
Account balance(RM)
Death(RM)
Medical expenses(RM)
3000-5000
5000
1000
5001-50000
Based on balance
2000
Above 50000
50000
3000

      
            2. Profit rate 2.45% paid on monthly basis.
                     3. No monthly fee